DISCLAIMER

The website WWW.SMALLBUSINESSLEGACY.COM (“Website”) is owned and operated by BWISE CONSULTING, LLC. (hereinafter “we” “us” “our”). By entering and using this website, you (hereinafter “you” “visitor” “your”) acknowledge that you have read and agree, understand, and accept the terms set out in this Disclaimer. Should you choose not to agree to this disclaimer, you are directed to immediately cease use of this website, blog, e-mails, videos, social media, programs, products, or service (collectively “Materials”). Continuing to use this website acknowledges that you are bound by the terms set forth in this Disclaimer.

TERMS OF USE

By accessing this Website you acknowledge that you are at least 18 years of age and have the required mental capacity to enter into and abide by the terms of this Disclaimer. Use of this Website by anyone under 18 is strictly prohibited by us.

By accessing this Website you are agreeing to the terms of this Disclaimer as they appear and are legally bound by them, whether or not you have read them. If at any time you do not agree with this Disclaimer, please cease visiting our Website and do not use our Programs, Products, and Services.

This Disclaimer is subject to changes and/or updates, and we are not bound to provide notice of such changes or updates. We reserve the right to make changes or updates at any time and hereby inform all Visitors that the burden is on the Visitor to check the Disclaimer for updates from time to time. By continuing to use Website and the content we produce, you agree to be bound by the most updated version of the Disclaimer, whether or not you have read it.

This site and Materials offered are not associated, affiliated, endorsed, or sponsored by Facebook, Instagram, Pinterest, or any other website, unless specifically stated herein.

VOLUNTARY PARTICIPATION

Visitor acknowledges that participation in our Products, Programs, Services, and Program Materials and visiting our Website is done voluntarily and that you alone are 100% solely and personally responsible for your participation in our Website, Products, Programs, Services, and Program Materials and for any outcomes or results that result therefrom (whether positive or negative). You acknowledge that you have or will use your own due diligence and judgment before implementing any knowledge or information you received from our Website, Products, Programs, Services, or Program Materials. Company is not responsible for any action you may choose to take regarding the information provided, and you acknowledge and agree that we are not responsible nor liable to you should you sustain any financial harm, physical injuries, or any negative ramifications. Visitor acknowledges that the information contained on this Website is intended as general information only and you agree that any decisions you make to implement or follow anything you find on Website are wholly your own.

PURPOSE

The purpose of this Website, Materials, Products, Programs, Services, and Program Materials is for educational and informational purposes only. Company is not acting in a role as a doctor, attorney, accountant, therapist, counselor, dietician, or other professional. By visiting Website, you agree and understand that this content is made available to you as a self-help tool only. Nothing on this website or distributed via email is intended to take the place of a consultation with a physician, dietician, nutritionist, counselor, medical professional of any kind, lawyer, doctor, accountant, psychic, or other professional.

The information provided in or through our Website, Programs, Products, and Services is not intended to be a substitute for professional medical advice, legal or financial advice, diagnosis, or treatment that can be provided by your own Medical Provider (including doctor/physician, nurse, physician’s assistant, or any other health professional), Mental Health Provider (including psychiatrist, psychologist, therapist, counselor, or social worker), or member of the clergy, by your own attorney, accountant, and/or financial advisor. Therefore, do not disregard or delay seeking professional medical, mental health, or religious advice because of information you have read on this website or received from us. Do not stop taking any medications without speaking to your own Medical Provider or Mental Health Provider. If you have or suspect that you have a medical or mental health problem, contact your own Medical Provider or Mental Health Provider promptly. Although care has been taken in preparing the information provided to you, we cannot be held responsible for any errors or omissions, and we accept no liability whatsoever for any loss or damage howsoever arising. The law varies by state, and it is constantly changing, and therefore it affects each individual and business in different ways.  As a result, it is recommended to seek outside financial and/or legal counsel relating to your specific circumstances as needed. You are hereby advised to consult with your tax consultant, accountant, or lawyer for any and all questions and concerns you have, may have, or hereafter have regarding your own income and taxes, and any and all information presented by our Website, Programs, or Services pertaining to your specific financial and/or legal situation.

Success from the use of our Website, Products, Programs, Services, or Program Materials depends primarily on your own effort, motivation, commitment, and follow-through. Company cannot and does not guarantee that you will attain a particular business result or income increase or level, and you accept and understand that results differ for each individual. Each individual’s business success depends on his or her background, dedication, desire, and motivation, and a whole host of additional factors. Results may vary, and will be based on many variables, so therefore no guarantees can be made. There can be no assurance as to any particular financial outcome based on the use of our Website, Programs, Products, or Services. You agree that we are not responsible for the success or failure of your business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through our Website, Programs, Products, and Services. You are solely responsible for your results.

TECHNOLOGY DISCLAIMER

Company makes no warranty or guarantee as to the delivery, accuracy, timeliness, performance, completeness, suitability of the information, uninterrupted access, error-free of our Website or any other materials provided by us to you. Every effort has been made to present you with the most accurate, up-to-date information on our Website. However, because the nature of this information is constantly evolving, we cannot be held responsible for the accuracy of our content. You acknowledge that the content and such information may contain inaccuracies or errors and Company is not liable for any such inaccuracies or errors to the fullest extent permitted by the law.

Company cannot guarantee access to our Website. You acknowledge that access might be suspected or restricted from time to time, including to allow for repairs, maintenance, or updates, although, of course, we will try to limit the frequency and duration of suspension or restriction. You acknowledge that, to the fullest extent permitted by law, Company is not liable for damages or refunds, or for any other recourse, should our Website be unavailable, access might be slow or incomplete due to any reason, such as system back-up procedures, internet traffic volume, upgrades, overload of requests to the servers, general network failures or delays in accessibility to our Website.

You understand your obligation to provide only authentic, accurate information to us, including your name, email address, and payment information, should you choose to purchase a product. You understand and agree that should any information provided prove inaccurate, and any issues or damages arise from your giving us false or inaccurate information, you may be liable for any subsequent damages that occur as a result.

INDEMNIFICATION

You agree at all times to defend, indemnify and hold harmless our Company, as well as any of our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture partners, successors, transferees, assignees, and licensees, as applicable, from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to our Products, Programs, Services or Program Materials, or your breach of any obligation, warranty, representation or covenant set forth in these Terms of Use or in any other agreement with us. Should we be required to defend ourselves in any action directly or indirectly involving you, or an action where we decide your participation or assistance would benefit our defense, you agree to participate and provide any evidence, documents, testimony, or other information deemed useful by us, free of charge. We shall not be liable for any content posted to our Website by a third party and, as a Visitor, you agree to release us of any and all claims arising therefrom. We are not liable to any party, for any damages – whether direct, indirect, consequential, foreseeable, incidental, or otherwise – stemming or perceived to stem from the use of or reliance upon any information contained or found on our Website, or from products or services purchased therefrom. You also understand and agree that we are not liable for any damages incurred as a result of your reliance on or use of information on our Website written by a third party, whether endorsed or not by us, and you agree to release us from any and all claims stemming from, or perceived to stem from, reliance on information contained on our Website.

WARRANTIES AND REPRESENTATIONS

BWISE CONSULTING, LLC. makes no guarantees, representations or warranties of any kind or nature, express or implied, including without limitation, those of non-infringement, merchantability, title, fitness for a particular purpose, and warranties arising from course of dealing or course of performance with respect to WWW.SMALLBUSINESSLEGACY.COM, its services, or any content or any information, goods or services that are available, advertised or sold through WWW.SMALLBUSINESSLEGACY.COM. BWISE CONSULTING, LLC disclaims all liability in connection with the use of this WWW.SMALLBUSINESSLEGACY.COM for any loss of revenue; loss of actual or anticipated profits; loss of contracts; loss of business; loss of opportunity; loss of goodwill; loss of reputation; loss of, damage to or corruption of data; or any indirect or consequential loss, whether such loss or damage was foreseeable or in the contemplation of the parties. Your use of this WWW.SMALLBUSINESSLEGACY.COM, or items obtained through the Website is at your own risk.

AFFILIATES/ENDORSEMENT DISCLAIMER

 The Federal Trade Commission requires you to disclose if you receive money for a product or were given a product for free in exchange for an endorsement. These disclaimers need to be “clear and conspicuous,” for example in the first few lines of an Instagram post before the “more” button or within the blog post itself (i.e. not just buried in your Terms of Use). Furthermore, your endorsements have to reflect your actual opinions and experiences with the product. You can read more about FTC affiliate/endorsement disclaimers here: https://www.ftc.gov/tips-advice/business-center/guidance/ftcs-endorsement-guides-what-people-are-asking#disclose. An example disclaimer is:

Certain products and links to these products on this site are affiliate links. If you click on one of these “affiliate links” and make a purchase, BWISE CONSULTING, LLC will earn a small commission at no extra cost to you. As a policy, BWISE CONSULTING, LLC will only affiliate with products, services, coaches, consultants, and other experts that we use, recommend, or believe will provide value to our customers and followers. BWISE CONSULTING, LLC will specify when one of the links constitutes an affiliate link. It is your responsibility to investigate whether any affiliate offers will benefit you. You will not rely on any recommendation, reference, or information provided by BWISE CONSULTING, LLC and are responsible for conducting your own investigation in deciding whether to purchase the affiliate product or service.

THIRD PARTY DISCLAIMER

The views expressed on this WWW.SMALLBUSINESSLEGACY.COM including any comments published by third parties, are solely those of the original authors and other contributors. These views and opinions do not necessarily represent those of BWISE CONSULTING, LLC. We are not liable for any defamatory, offensive or illegal conduct of any third parties. To the fullest extent permitted by law we will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, programs, data or other proprietary material due to your use of the WWW.SMALLBUSINESSLEGACY.COM or any services or items obtained through the WWW.SMALLBUSINESSLEGACY.COM.

EARNINGS DISCLAIMER

BWISE CONSULTING, LLC may reference certain results, outcomes or situations on this WWW.SMALLBUSINESSLEGACY.COM. You understand and acknowledge that we make no guarantee as to the accuracy of third party statements contained herein or the likelihood of success for you as a result of these statements. The Company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on WWW.SMALLBUSINESSLEGACY.COM. You understand that individual results and outcomes will vary. The prior success of others does not guarantee your success. We cannot guarantee your success merely by your access,  purchase or completion of any material or products on WWW.SMALLBUSINESSLEGACY.COM.  There is no guarantee that you will make any income at all and you accept the risk that the earnings and income statements differ by individual. Any results displayed on WWW.SMALLBUSINESSLEGACY.COM are not guaranteed or typical. Individual results depend on many factors, including an individual’s background, motivation, business experience and individual capacity. The use of our information, products and services should be based on your own due diligence.

PROFESSIONAL CLIENT-RELATIONSHIP DISCLAIMER

 Your use of this WWW.SMALLBUSINESSLEGACY.COM, including implementation of any suggestions set out in WWW.SMALLBUSINESSLEGACY.COM, or use of any resources available, does not create a professional-client relationship between you and BWISE CONSULTING, LLC or any of its professionals.

PURPOSE AND INFORMATION DISCLAIMER

 The information contained on WWW.SMALLBUSINESSLEGACY.COM is for informational and educational purposes only. You should not rely on the information on WWW.SMALLBUSINESSLEGACY.COM as a basis for making any business, legal or health decision. The information on WWW.SMALLBUSINESSLEGACY.COM should not replace the advice of any therapist, doctor, lawyer or licensed professional. The information provided on WWW.SMALLBUSINESSLEGACY.COM is not designed to prevent cure or treat any mental disorder or medical disease. BWISE CONSULTING, LLC disclaims any responsibility for the accuracy or reliability of medical, legal, or other professional information that is contained within the WWW.SMALLBUSINESSLEGACY.COM.

NO RESPONSIBILITY/ERRORS DISCLAIMER

 BWISE CONSULTING, LLC makes no representations, express or implied, about the completeness, accuracy, reliability, or availability about WWW.SMALLBUSINESSLEGACY.COM, its services or the information or products contained on WWW.SMALLBUSINESSLEGACY.COM. BWISE CONSULTING, LLC is not liable for any false, inaccurate or incomplete information on the WWW.SMALLBUSINESSLEGACY.COM. BWISE CONSULTING, LLC is not liable for any technological failure that impacts WWW.SMALLBUSINESSLEGACY.COM. BWISE CONSULTING, LLC reserves the right to correct any errors or omissions in WWW.SMALLBUSINESSLEGACY.COM. BWISE CONSULTING, LLC does not guarantee that the site, content or any downloadable materials do not contain viruses, worms, “trojan horses,” or other destructive materials. BWISE CONSULTING, LLC is not liable for damages or harm from such materials.

COPYRIGHT DISCLAIMER

All materials on WWW.SMALLBUSINESSLEGACY.COM, including design, text, images, and other content are owned or licensed by BWISE CONSULTING, LLC or its affiliates, either through copyright or trademark, for use on this site only. Content may not be copied, reproduced, transmitted, distributed, downloaded or transferred in any form or by any means without BWISE CONSULTING, LLC prior written permission. Unauthorized use is prohibited. You may contact info@smallbusinesslegacy.com if you are aware of any copyright infringement or have questions about the acceptable use of Company’s content.

RELEASE OF CLAIMS

In no event will we be liable to any party for any type of direct, indirect, special, incidental, equitable, or consequential damages for any use of or reliance on our Website, Programs, Products, Services, or Program Materials, or on those affiliated with us in any way, and you hereby release us from any and all claims; including, without limitation, those related to lost profits, personal or business interruptions, personal injuries, accidents, misapplication of information, or any other loss, physical or mental disease, condition or issue, or otherwise, even if we are expressly advised of the possibility of such damages or difficulties.

This Disclaimer requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully understand and agree that by enrolling in, purchasing, and/or using any of our Website, Products, Programs, Services, and Program Materials you are waiving certain legal rights and you are voluntarily agreeing to do so.

TESTIMONIALS

Our Website may, from time to time, feature testimonials, real-world experiences, and insights about other people’s experiences in our Website, Products, Programs, Services, or Program Materials. The testimonials, and information contained therein, including but not limited to photographs, quotes, names, and usernames are from actual clients, sharing their real, personal, and honest opinions concerning their results, my character, or experiences in the use of our Products, Programs, Services or Program Materials and are not to be constituted as a guarantee that current or future clients will experience the same results or experiences. Each testimonial is a unique story, and any and all results reported in these testimonials are the culmination of numerous variables.

AFFILIATES

Company may choose to promote, partner with, become an affiliate of, or otherwise engage in a joint venture with another individual or company whose programs, products, and services align with that of the Company. Visitor understands that should an affiliate or joint venture program be featured on our Website, we may receive financial compensation in the form of affiliate fees and/or rewards or other payments as a result. Please note we will only feature or promote coaches, businesses, or products that we wholeheartedly agree with and believe in, and genuinely believe will help our audience.

You are required to use your own judgment with respect to determining whether any promotion of another product is right for you and your business. Our decision to promote, suggest, or reference another service indicates nothing more than an acknowledgment that we respect or appreciate the business, person, or service. Your decision to use or purchase from such a promotion is yours alone, and you understand we have no involvement in your decision, nor shall we have any liability should you purchase from a promoted product and become unsatisfied. You agree and understand we have no liability and you will hold us harmless should this occur.

ENDORSEMENTS

References or links in our Website to other coaches, information, events, services, programs, products, opinions, blogs, emails, or companies are merely meant to share information and shall not be construed as an endorsement or suggestion that you should purchase or use whatever is shared. Should my Website link or any of my Programs, Products, or Services appear on any other individual’s, business, or entity’s website, program, product, or services, it does not constitute my formal endorsement of them, their business, or their website in any way. We are not responsible for any information, content, emails, products, programs, or services of any other person, business, or entity that may be referenced on our Website.

CONTACT

Your use of WWW.SMALLBUSINESSLEGACY.COM constitutes a full acceptance of the terms of this Disclaimer. Should you have any questions, please contact info@smallbusinesslegacy.com by email.